Siemens Financial Services: 2-minute lease application and 24/7 credit decision

About the client

Siemens Financial Services (SFS) in Poland, part of the Siemens Group, is a financial institution with over 20 years of experience in the Polish market. SFS in Poland specializes in financing machinery and equipment for the industrial and medical sectors, as well as for IT and office equipment. By combining financial expertise, risk management, and deep sector knowledge, the company creates financing solutions tailored to the needs of its business partners and customers. SFS is committed to supporting growth, creating value, increasing competitiveness, and facilitating access to new technologies.

Collaboration history

Our collaboration with SFS in Poland began in 2016. The key objective: improve the customer experience through a fast, secure, and practical process. SFS in Poland designed a financing application that can be completed in just a few minutes, with automated credit decisions available 24/7. This vision required innovative, cloud-based business solutions. With expertise in rapid prototyping and agile delivery, the SH team was ideally positioned to help SFS in Poland turn these customer-focused goals into working software.

Technical solutions: SimplyLease and beyond

Our collaboration with SFS in Poland resulted in three cloud products, integrated with Siemens' global infrastructure. The most important of the three is SimplyLease Online, a complete, cloud-based financing platform that received the Polish E-commerce Award in 2017 as one of the year's most innovative products.

We built the products for SFS using technologies such as Ruby on Rails, PostgreSQL, React.js, Preact.js and TypeScript, and integrated them with SFS' internal systems as well as external service providers.

Summary

At Startup House, transparent communication at every stage of delivery is the foundation of collaboration — we run an integrated project workflow directly in the client’s environment, using tools like Jira, GitHub, and Slack. We are proud of our long-standing partnership with Siemens Financial Services in Poland and of jointly implementing fintech innovations that truly address market needs. Together, we are increasing the availability of modern financing by co-creating a unique online payments platform entirely dedicated to the B2B sector.